The Process Of Finding An In-Network Rehab
When alcohol and drugs have been abused, and addiction has set in, and you feel like getting treatment for your addiction, an in-network rehab will come in handy. In fact, it will reduce your treatment costs, as an insurance company will help cover it. One other advantage of this is that, you will be ensured of the best services which you may originally have been unable to afford from out of your pocket.
An agreement between a rehab center and insurance company, to allow people with specific insurance plans get treatment with discounts is called in-network rehab.
The insurance company usually covers a certain percentage of your treatment costs, while you may cover the rest from out of your pocket. However, the out-of-pocket costs for your treatment are usually very minimal, very negligible and reasonable.
Some of the substances people suffer addiction from include, but not limited to the following;
Alcohol, Anabolic Steroids, Bath Salts, Cipralex, Chlorodiazepoxide, Cocaine, Codeine, Crack, Ecstasy, Heroin, Hydrocodone, Hydromorphone, Marijuana, Morphine and so many more.
How to find an in-network rehab coverage
You should try to check the insurance plans with individual insurance companies. Also make ample inquiries if you feel there is something you are not clear with. A good insurance company should be able to give you all necessary information you require, and should also be able to tell you the benefits of each policy. This way, you will be able to know whether it covers a part of your rehab costs or the full costs.
To find out if your treatment is covered by insurance, you can carry out the following steps;
Search for a list of insurance companies. Visit individual insurance company’s website. If you do not find the information you need, you can send an email or call the hotline on the website.
Alternatively, you can search for a list of drug rehab centers, and make inquiries to know if they are an in-network rehab center. If they are, you can make inquiries about their in-network insurance providers. Basically all the rehab centers offer one on one consultation and Insurance verification.
After you must have found a suitable rehab center and insurance company, find out if a deductible is expected of you from the rehab center. It may interest you to know that most in-network rehab centers charge a deductible.
In addition, rehab centers have a high confidentiality etiquette and professionalism. They will never divulge or share your information with a third party without your permission or explicit consent.
The Affordable Care Act, Mental Health Parity and Addiction Equity Act that were recently passed into laws have made it possible for health insurance companies to cover more addiction treatment costs.
Finally, whether you are an in-patient or out-patient, your rehab treatment costs can be covered by an insurance company. And your insurance can cover part of your treatment costs, or all of your treatment costs. It should be known that addiction treatment coverage by insurance is a form of health insurance, and health they say, is wealth.
In Network Rehab