Next Step: A Debit Card Marketed to Addicts

The Next StepOne thing that drug dealers do not like is dealing with anything other than cash. Knowing that, there is a new prepaid debit card that is addressing that very issue. Imagine a MasterCard with built-in controls so that cardholders cannot use it at liquor stores, bars, escort services, casinos, tattoo parlors or piercing shops.

The card is being marketed to those recovering from drug and alcohol addiction. The new card is called Next Step and will be available soon, according to the South Florida Sun Sentinel. Cardholders will also not be able to access cash at ATM’s or receive cash back with any purchases. The purpose is to make it harder to buy drugs or to do anything that could hinder recovery.

The Next Step: Keeping the Drugs Out of Your Hands

Eric Dresdale, 28, co-founder of the parent company Next Step Network and also a recovering addict, says that cash is a huge trigger for those in recovery so cash is not accessible. This is a totally G-rated debit card. It also has another sound purpose and that is to help people start building good credit.

Any co-signer on the card has the option to choose daily spending limits and limit the number of transactions per month that the person makes. Eric Dresdale says, “The card will keep the holder’s financial habits on a very short leash”.

Better to Spend on Something That Will Save Your Life Than Kill You

The Next Step debit card will cost $9.95 to purchase and have a $14.95 monthly maintenance fee. This is much more expensive than other cards but it is for those that are serious about controlled money management. Research has indicated that those with a history of substance abuse are less likely to use drugs or alcohol when they outsource control of their money.

This is a fantastic idea for the recovery community. It is an added layer of defense for those that have substance abuse problems. There is no way to make sure that someone who wants to use can’t but this card is a way to make it more difficult for it to happen. If anything, it will make someone with a dependency at least take a second thought about their actions before they consider relapse.