A Guide On Drug Treatment Centers That Take Insurance Or Offer Free Services
The negative effect of drug use is apparent to many addicts. Scarcely an addict who does not recognize the damaging effect of illicit drug consumption. Some of these addicts are willing to break free from this addiction and put their lives back in shape but are hampered by the financial implication. Some of these people are living in poverty while others are unemployed. The mere thought of entering into a drug rehab center seems implausible.
In some cases, some of these people due to their intense longing to rebuild their lives, attempt to go cold turkey and detox at home. This is a very dangerous attempt, one which can lead to death. While in some cases, they approach unqualified organizations that offer untested and questionable treatment methods. Such methods may eventually fail, causing the addict to relapse.
What these individuals do not know is that there are rehab centers that offer free treatment or treatment covered by insurance. These rehab centers are assisted by the public or the cost is borne by another entity. These agencies do exist and it requires just a little effort to find them. This article will act as a guide for finding drug treatment centers that take insurance or offer free services.
Where do you begin your search?
The Substance Abuse and Mental Health Services Administration is the right place to begin your search for drug treatment centers that take insurance or offer free services. The agency’s directory is useful in accessing reliable information regarding finding a treatment center within your state. Certain information would be required of you, e.g. income verification. You will also have to state if you have insurance.
Drug treatment centers that take insurance or offer free services
1) State-funded rehab:
Most states provide funding for drug rehabilitation via drug treatment centers. These centers focus on providing free rehab services to clients. Before qualification for this program, clients must prove that they officially reside within the state, must prove lack of income and no insurance, must prove that they reside in the US and must show evidence that an intervention is needed. Once this information is provided and the state deems that the client cannot pay, free treatment is then provided.
2) Faith-Based rehab center:
The Salvation Army and the Harbor Light detox are some of the faith-based groups that provide rehabilitation services. They can be found nationwide and they provide counseling and free 12-step support for clients. They typically use their faith tradition in their treatment. They mostly provide free services.
3) The Blue Cross and Blue Shield Association:
The Blue Cross and Blue Shield Association is one of the largest health insurance companies in the US. It provides health insurance to over 105 million Americans and has a presence in all 50 states. Almost half of federal employees are on its network. The association provides three to four health insurance plans, which is determined by the state. The four plans available are the bronze plans, silver plans, gold plans, and platinum plans. The bronze plan is the most affordable and covers 60 percent of the medical cost. It has a low monthly payment and a high deductible.
The platinum plans cover about 90 percent of cost but have the highest monthly payment. The silver and gold plans are in between.
These plans typically cover treatment for addiction and medical detox. Clients suffering from alcohol and opiate addiction can benefit from these plans. Also, the plan you choose will determine your treatment center and the professionals who will attend to you. Take, for instance, an HMO plan will guarantee you treatment only in HMO-contracted facilities. A PPO plan, however, guarantees you treatment from a wide range of providers but at a higher rate.
But just like other medical issues, not all addiction issues can be covered by insurance. The option available to you will be determined by your plan and your situation. Overall, it is important you speak with the agency to find out exactly what will be covered and what you may have to pay for.