Does Your Policy Cover Rehab?

Understanding any insurance policy can be overwhelming, especially when you’re trying to find out if you have coverage for addiction treatment. Luckily, our trained specialists can examine your policy and give you the details of your UnitedHealthcare insurance plan.

If you have UnitedHealthcare insurance and are looking for a drug or alcohol rehab program, Addiction Treatment Services is ready to help. Together, we can find a program that meets your needs and accepts your insurance.

UnitedHealthcare is one of the largest insurance companies in the United States. Therefore, it comes as no surprise that many of its plans cover addiction treatment. In fact, Addiction Treatment Services has worked with hundreds of rehab facilities across the country that accept UnitedHealthcare insurance.

Questions About Insurance?

Navigating your insurance plan to determine what type of substance abuse coverage you qualify for can be overwhelming. Our insurance specialists are available 24 hours a day to assist you.

(855) 713-7262

Understanding Your UnitedHealthcare Rehab Benefits

When it comes to understanding your coverage for rehab services, the most important thing to look for in your plan is an MNRP. A Maximum Non-Network Reimbursement Program (MNRP) is a Medicare-based reimbursement program. To clarify, having an MNRP insurance policy can make a big difference in what you pay out-of-pocket for certain services, like rehab.

[We reimburse] non-network expenses according to Medicare’s cost-based payment methodology. [As such], reimbursement for non-emergency treatment is a percentage of the published rates allowed by Medicare for the same or similar services.


While not all UnitedHealthcare plans include an MNRP, it is essential to know if it is part of your policy. If it isn’t, you may have better coverage for rehab services.

Substance Abuse and Mental Health Benefits vs. General Health Benefits

Not everyone knows the full details of their insurance policy. In fact, some people aren’t even sure whether they have an HMO or a PPO insurance plan. Still, it’s important to remember that substance abuse and mental health benefits are very different from general health benefits.

Having amazing general health benefits does not mean that you also have amazing substance abuse and mental health benefits. In other words, one set of benefits may offer more coverage for related services than the other. Moreover, even if your policy offers coverage for rehab, it may be weak.

So, whether you have UnitedHealthcare insurance as an individual or through your employer, you should familiarize yourself with both of these sets of benefits.

It’s also important to note that, ultimately, those with PPO UnitedHealthcare insurance policies— ones that do not include an MNRP— may have the best possible coverage for drug and alcohol rehab services.

Our Process for Finding the Right Rehab Program for You

When you enlist Addiction Treatment Services to help you find the best possible rehab program for you, you can expect:

  • a thorough review of your UnitedHealthcare insurance plan
  • to know for sure whether or not you have an MNRP policy
  • help to determine whether or not you have coverage for an addiction treatment program
  • to find out what kind of treatment programs you have coverage for, and how much they will cost out-of-pocket
  • a list of all of the treatment centers that accept your insurance plan and offer the best services to fit your individual needs
  • a professional referral from us to the treatment center of your choice

Are You Ready to Get Help?

Our treatment specialists are available 24/7 to help you or your loved one find a treatment program that suits your needs. It only takes one call to start your new life in recovery!

(855) 713-7262

Other Benefits of UnitedHealthcare Insurance

Too many policyholders overlook the full benefits of their insurance coverage. At Addiction Treatment Services, we encourage all of our clients to get the most out of their insurance plans.

The UnitedHealthcare website offers a wealth of resources. Customers can view claims, find a nearby in-network physician, print ID cards, estimate the cost of a procedure, and more. Healthy living resources include but are not limited to healthy recipes, fitness and nutrition tips, and advice on personal care.

UnitedHealthcare even offers two free phone apps to make on-the-go health care management easy.

UnitedHealthcare is No. 1 For a Reason

For five consecutive years, UnitedHealthcare has been ranked No. 1 in its sector on the “World’s Most Admired Companies” list. The company employs over 200,000 people and serves roughly 70 million people.

If you are looking for a rehab center that accepts your UnitedHealthcare plan and meets your treatment needs, please contact us. We will help you find and enroll in the best possible rehab program for you.