Throughout the years you’ve struggled with an addiction to drugs or alcohol, it’s most likely taken a toll on your financial situation. You may be one of the millions of people struggling with an addiction to alcohol or drugs, and you want to get help, but you don’t know how you’re going to afford treatment. Due to new laws set in place with the Affordable Care Act, your insurance provider can assist you with the cost of treatment. If you have Priority Health Insurance, you have coverage for addiction as well as mental health treatment, so you can get the help you need and live the life that you deserve.
How Insurance Covers Addiction Treatment
People have been struggling with the disease of addiction for thousands of years since the people of ancient Greece and Egypt work making wine or people were using opium in the east. For all of those years, many people thought that if you had an addiction to alcohol or drugs, you were lacking willpower and should be able to figure out a way to quit. This type of thinking shames many people, and it’s still somewhat around today and can prevent people from getting help. In recent decades, there have been significant advances in medical science, and we now have many more answers as to why people develop addictions to various substances.
Through the technology of brain scans, we now know that someone who has an addiction has a brain that is biologically different than the average brain. The part of the brain that’s responsible for impulse control and logical decision making isn’t functioning correctly when you have an addiction, and it’s kind of like your brain’s braking system. Without the proper brakes, when you drink or use drugs, you get an overwhelming craving to continue drinking or using. This is why addiction is now classified as a disease, and the Affordable Care Act now requires companies like Priority Health Insurance to provide you with coverage for addiction treatment.
Typically, you’ll be covered by this insurance through your employer, your spouse, or even your parents. The Affordable Care Act also allows children to be on their parent’s insurance until they’re 26 years old, so if you’re a young person struggling with an addiction, be sure to check with your parents to see if you’re still covered under their policy. Although addiction treatment is covered through your Priority insurance plan, there will always be some expense in some instances, but it will be far less than the entire cost of treatment. Much like any other doctor visit or medical procedure, you may have to pay a co-pay or deductible for treatment, but it will be minimal.
Insurance for Detox
One of the most expensive and most crucial parts of the addiction recovery process is going through medical detox. As you continue to drink or use drugs in an excessive way, your body and brain begin to change. Your body is always trying to maintain balance, and the balance is significantly altered when you abuse substances, so your body ends up needing these substances to function correctly. When you run out of alcohol or drugs or try to quit, your nervous system, internal organs, and neurotransmitters begin to react in harsh ways, and these lead to the symptoms of withdrawal.
A common mistake that people make is trying to quit cold turkey, but this leads to a relapse in most cases because the symptoms of withdrawal are so harsh. Some of the common symptoms of withdrawal include aches, pains, nausea, depression, anxiety, irritability, insomnia, and much more. Aside from the psychological and physical symptoms, there are many potential dangers to quitting cold turkey. Depending on the substance as well as your biology, you may be at risk of heart failure or seizures.
This is why your Priority Health Insurance will also cover the medical detoxification process, which saves you a lot of money. In detox, you’re going to receive treatment and care from physicians, nurses, and more while you safely get off of the substances you were abusing. Your insurance will cover the tests, medications, and more, and it’ll help keep you as comfortable as possible as well. There are specific medications that have been designed to help minimize the symptoms of withdrawal so you can smoothly transition into addiction treatment.
Insurance Covers Addiction Therapy
Medical detox is only the first part of the addiction recovery process, and if you hope never to have to pick up a drink or a drug again, you’re going to need addiction therapy. To stay clean and sober, you need to understand that the alcohol or the drugs are only a symptom of the problem. You need to figure out why you turn to alcohol or drugs in the first place and what you can do to deal with the stresses of life in a much better way. Your Priority insurance may also cover residential and outpatient treatment programs where you’ll receive both individuals as well as group therapy.
Treatment is beneficial because you’re going to be with others and begin to realize that you aren’t alone in your struggles. By being with your peers and working through group therapy, you’ll see that others are there to support you during the difficult times of early recovery, and some of these relationships will last long after treatment. You will also go through individual therapy so you can speak in confidence about what you’ve been through in the past as well as what you’re currently going through. Your therapist will be there to lend an empathetic ear while also providing you with suggestions and tools that you can use to learn how to develop much healthier coping skills.
If you have Priority insurance and are ready to get the help, you need to overcome your addiction to drugs or alcohol, allows us to help. We have a team of treatment specialists, and we work with treatment facilities all over the country. Not only will we help you find a treatment center that accepts your insurance policy, but we’ll ensure we help you find the treatment center that’s right for you.