Modified: 22nd Jul 2019

Does Your Policy Cover Rehab?

Northbound Addiction Treatment Services works with several dozen drug and alcohol treatment and rehabilitation facilities across the U.S. that accept Beacon Health Options insurance coverage for inpatient rehabilitation programs.

Beacon Health Options, formerly known as ValueOptions, is said to be the nation’s largest independent behavioral health care and wellness company, but it can often be difficult to find out exactly what types of drug and alcohol rehab services its individual policies cover. For this reason, Northbound Addiction Treatment Services is ready to step in and review your Beacon Health insurance plan to let you know what you’re covered for.

We can provide a more accurate estimate of what your benefits will be for substance abuse treatment, and we’ll help you locate a facility in a prime location that will work with your Beacon Health Options insurance plan.

Helping You Understand Your Treatment Benefits

We know that understanding the specifics of your insurance coverage is daunting, if not seemingly impossible. Northbound Addiction Treatment Services will clarify your insurance coverage with Beacon Health Options on your behalf and let you know exactly what kind of treatment will be covered and how much, if any, will come out of your pocket.

Questions About Insurance?

Navigating your insurance plan to determine what type of substance abuse coverage you qualify for can be overwhelming. Our insurance specialists are available 24 hours a day to assist you.

(855) 713-7262

Dealing with an addiction problem is stressful enough, whether it is for yourself, a family member or another loved one. Northbound Addiction Treatment Services can ease that burden and help set you up with the treatment you’re desperately seeking. Let one of our caring professionals who have a wealth of experience aid you and help you find out what your insurance will cover.

Here are the steps we’ll take in helping you get admitted into the most suitable treatment program:

  • We’ll thoroughly review your Beacon Health Options insurance plan.
  • We’ll figure out if you are covered for substance abuse treatment.
  • We’ll then figure out what kind of treatment you’re covered for and how much.
  • We’ll present you a list of treatment centers that accept your insurance benefits, and then we’ll help you narrow the choices down.
  • Finally, we’ll make a professional referral to your rehab center of choice.

Letting us take the reins of your treatment search enables you to focus on what matters the most: turning life around and keeping yourself or loved one healthy and addiction-free. We never recommend a rehab facility unless it meets or exceeds our own standards of what comprises an effective, comprehensive program. We’ve been working in the industry for more than a decade, and we’re very familiar with which treatment centers across the country provide superior care and which ones are to be avoided.

Other Benefits of Beacon Health Options Insurance

Beyond your time in an addiction treatment program, you should try to get the most out of your Beacon Health Options plan. That includes taking advantage of Beacon Health’s exclusive online and mobile offerings.

On the Beacon Health Options website, there are a number of resources available to policyholders, including:

  • Provider Finder
  • Appointment and medication reminders
  • Benefits and coverage details
  • Health information on dozens of medical conditions and lifestyle topics

Beacon Health also offers a mobile app for the iPhone that helps members quickly find in-network facilities and individual health care providers.

Let Us Help You!

Regardless of where you live, there is a treatment center nearby that can help you overcome your addiction. Call us today for assistance in finding the best treatment for your situation!

(855) 713-7262

Beacon Health Options was long known as ValueOptions ever since the merger of Value Behavioral Health and Options Health Care in 1998. Beacon Health Options is the result of a mid-2010s merger between ValueOptions and Beacon Health Strategies. ValueOptions had been the behavioral health care insurer to multiple Fortune 500 companies as well as federal, state and local government agencies. ValueOptions brought nearly 34 million customers and several service centers in 15 states into the most recent merger.

In-Network and Out-of-Network Facilities

Usually, Beacon Health Options requires individuals to use in-network facilities for addiction treatment. If an individual opts for an out-of-network treatment center for substance abuse treatment, the expenses will likely need to be paid out-of-pocket. Of course, however, the coverage will vary as it depends on the type of plan an individual has with Beacon Health Options.

There may also be exceptions in emergency situations or when an out-of-network facility is used without the individual’s knowledge.

Detox, Inpatient, and Outpatient Coverage

Beacon Health Options is unlike most other health insurance providers in that this company actually specializes in the management of mental and behavioral health, as well as substance abuse. This, of course, means that Beacon Health Options has a more extensive understanding of the treatment department and how it works. In some cases, this makes it a little easier for individuals to find the resources they need in order to overcome substance abuse and treat mental or behavioral health concerns.

Coverage amount and type will vary depending on the plan a person has with this insurance company. Also, Beacon Health Options often pairs with other health insurance providers to offer coverage to clients. So, the policies of the other company may also play a role in influencing the coverage amount.

In most cases, Beacon Health Options will provide coverage for in-network medical detoxes, inpatient, and outpatient services, either in part or in full. In most cases, though, individuals are required to pay a copay or a deductible in its entirety before Beacon Health Options gives toward the treatment expense payment.

Mental Health Treatment

Often, people who are suffering from substance abuse are also dealing with the effects of a mental health disorder or behavioral health challenge. This is known as a dual diagnosis case and requires a specific type of treatment approach. Those who are dealing with co-occurring disorders should go through a professional dual diagnosis treatment program in order to gain the tools and resources they need to overcome the effects of substance dependence and mental health disorders in their lives.

Beacon Health Options is very familiar with treatment for mental illness. In fact, this company runs the Stamp Out Stigma program, which was designed with the intention to eliminate the general stigma of mental illness and behavioral health problems along with addiction. 

Beacon Health Options also works with individuals to provide treatment and support options to help improve mental health. If you or a family member needs help treating co-occurring disorders, you can contact us here at Northbound Addiction Treatment Services to learn about how we can help you navigate through your Beacon Health Options plan. 

We Can Help You Find Treatment With Beacon Health Options

Don’t waste another day worrying about whether your Beacon Health Options insurance will cover the type of rehabilitation you’re seeking. Call Northbound Addiction Treatment Services today and let us remove all doubt and questions and help you or your loved one get into a Beacon Health-approved treatment program as soon as possible.

Article Reviewed by Dr. Keerthy Sunder, MD, DFAPA

Dr. Keerthy Sunder, MD, DFAPADr. Keerthy Sunder, MD is an accomplished and internationally recognized expert in the field of addiction. He has earned diplomates from the American Board of Psychiatry and Neurology, the American Board of Addiction Medicine, and the Royal College of Obstetricians and Gynecologists.