Modified: 22nd Jul 2019

Does Your Policy Cover Rehab?

If you have Health Net insurance coverage, Northbound Addiction Treatment Services has worked with hundreds of people in your same situation who have searched for drug and alcohol rehab centers that work with their policy.

While every insurer may have a way to search for in-network providers for you, they won’t tell you which other programs might be available that accept your plan as well. This is where we come in.

From a complimentary insurance benefits check to a personalized treatment referral, our goal is to connect people in need of help to the rehabilitation center that can provide it.

We Can Determine If Your Health Net Benefits Will Cover Rehab

Northbound Addiction Treatment Services will review your insurance coverage and reveal the finer details of your policy in an easy-to-understand manner, that way you know exactly what treatment options should be covered before you step foot in a drug and alcohol rehab facility.

Do you know what your deductibles and estimated co-pays are for rehab treatment? How about what your out-of-pocket expenses will be after your insurance has been applied to a certain addiction recovery program? Knowing these details will put you in the driver’s seat when it comes to choosing the right alcoholism and drug rehab center.

Questions About Insurance?

Navigating your insurance plan to determine what type of substance abuse coverage you qualify for can be overwhelming. Our insurance specialists are available 24 hours a day to assist you.

(855) 713-7262

Why not find out what other options you might have? Typical policies with behavioral health benefits for alcohol and drug addiction recovery treatment may cover a wide variety of rehab services with different yearly or lifetime maximums.

Most plans include at least some coverage for:

  • Detoxification
  • Inpatient treatment
  • Outpatient therapy
  • Other related services, such as individual counseling and group therapy programs

If you’re not sure exactly which treatment options and services will be covered by your Health Net insurance policy, Northbound Addiction Treatment Services is ready to help you figure out. Once we do, we’ll connect you with an alcohol or drug rehab center that will take your insurance and provide the type of high-quality addiction recovery treatment you’re looking for.

Other Benefits of Health Net Insurance Coverage

Taking full advantage of your Health Net insurance policy will help you with your ongoing health, even outside of your drug addiction or alcoholism treatment. Health Net works with many local provider networks across the country and offers personalized, competitively-priced plans to people at all stages of life.

Health Net offers 24/7 customer support with different experts for each type of policy standing by. Online contact forms and a secure messaging center are available. Licensed nurses are also available over the phone day and night to help you with any chronic or minor health issues you may be experiencing.

Customers of Health Net have access to helpful online tools and resources, which helps them with monitoring their claims activity, seeing their year-to-date deductible, and learning about a variety of health issues and solutions through the Wellness Center. Health Net also offers a mobile app that features personal policy info and an in-network provider search for whenever customers are on the go.

Get Your Family Back

Addiction affects the entire family dynamic. Getting help for your loved one is the first step to putting your family back together. Call us today.

(855) 713-7262

Health Net Coverage for the Detox Process

Excessive drug or alcohol use usually results in physical dependence or addiction. Those who develop substance dependence or addiction problems often struggle to stop using the substances they’ve been abusing. This is because the body goes into withdrawal whenever the individual attempts to stop using alcohol or drugs. Withdrawal symptoms can be extremely intense and, depending on the type of substance involved, fatal. 

Withdrawal symptoms might include nausea, vomiting, hallucinations, blackouts, unconsciousness, anxiety, shakiness, headaches, increased heart rate, breathing problems, and much more. So, those who may wish to stop using substances like alcohol, heroin, cocaine, benzodiazepines, and so forth should seek professional help from a medication-assisted treatment (MAT) program.

Individuals who need to detox from substance abuse may be unsure of where they can go to get the help they need. Sometimes, it’s not clear whether or not an insurance company will cover the detox process. But, if you have a Health Net insurance plan, it’s likely that your plan offers coverage for MAT. 

Coverage for Inpatient and Outpatient Treatment

Inpatient and outpatient treatment coverage varies from state to state. It also depends on the type of plan a person has and whether the treatment center is an in-network or out-of-network facility. In-network rehab centers have a partnership with your insurance company while out-of-network facilities do not. So, sometimes, treatment from an out-of-network center may cost you much more than the services of an in-network facility. 

Also, those who have Health Net insurance may either have an HMO plan or a PPO plan. Health maintenance organization plans usually only cover in-network treatment services. Preferred provider organization plans usually offer more treatment facility options.

Depending on the level of the plan a person has (Bronze, Silver, Gold, or Platinum) and the state where the individual lives, Health Net may cover some, most, or even all of the cost of treatment.

Treatment for Mental HealthHealth Net offers many behavioral and mental health benefits. Again, dependning on your plan, you may receive coverage for things like counseling and therapy, inpatient mental health care, and overall treatment. Behavioral health benefits encompass substance abuse and mental health disorders. So, if you are dealing with a dual diagnosis (co-occurring mental and substance use disorders), Health Net may provide coverage so that you can get the help that you need.

Taking You From Seeking Addiction Treatment to Receiving It

Northbound Addiction Treatment Services helps you understand the ins and outs of your insurance policy so you can get into a structured rehab program and start getting the help you need.

Not just any program will do. The rehab facility that offers the drug or alcoholism treatment you need has to work with your Health Net policy, and it needs to have the right services and expertise that will help you break your addiction, whether that be an inpatient program or outpatient treatment services.

Northbound Addiction Treatment Services is well-acquainted with hundreds of treatment centers across the U.S., and we specialize in deciphering personal insurance policies of all scopes and varieties. Contact us today for help with understanding your Health Net coverage and to get connected to a treatment center that works best for your situation.

Article Reviewed by Dr. Keerthy Sunder, MD, DFAPA

Dr. Keerthy Sunder, MD, DFAPADr. Keerthy Sunder, MD is an accomplished and internationally recognized expert in the field of addiction. He has earned diplomates from the American Board of Psychiatry and Neurology, the American Board of Addiction Medicine, and the Royal College of Obstetricians and Gynecologists.