How Blue Cross & Blue Shield Of Hawaii Can Help With Drug Addiction
Alcohol and drug abuse have been on the rise in the United States for the past several years. According to reports, there are over 23 million people who suffer from an addiction, with this extending to alcohol and both illegal drugs and prescription medication.
A fraction of these people get the help they need to overcome their addiction, however, with some reports estimating that this is between 10% and 15%. Much of this is driven by how expensive the majority of treatment options are.
Blue Cross Blue Shield is trying to increase this number through its drug rehab insurance coverage across the country, including Hawaii. The company offers coverage for both drug and alcohol addiction in its insurance policies, which can help to encourage more people to get the treatment that they need.
The significant reduction in costs that this provides should mean that an increasing number of addicts will be able to afford the treatment that they need. There are a variety of things that addicts and their loved ones should be aware of about going through the treatment process and how the insurance provider can help with this.
Signs You May Need Rehab
While substance abuse can be different for everyone, there can be a variety of signs that you may need rehab. The majority of these can be noticed in the majority of addicts. As such, if you see any of the below in yourself or a loved one, then you may be able to take advantage of addiction treatment.
These signs include:
- Believing you need to use alcohol or drugs to be accepted and feeling inadequate;
- Losing touch with loved ones because of substance abuse;
- Hiding alcohol or drug use from friends and family, and;
- Making mistakes at work or school because of your substance abuse.
There can be a variety of other signs that may become noticeable as an addiction develops. Each of the above tends to be some of the more common, so they can quickly become the most apparent. Should you notice these signs, then you should consider speaking to a professional at a treatment center.
Do Blue Cross & Blue Shield Of Hawaii Plans Cover Drug & Alcohol Rehab?
If you’re a policyholder with the Blue Cross Blue Shield of Hawaii and need professional help for your substance abuse, then much of your treatment should be covered. Alcohol and drug rehab are included in the company’s behavioral health benefits program.
Depending on the policy that you have, then you should be able to take advantage of this program. There can be a few variables depending on your specific policy, with these affecting how much coverage there will be.
The majority of the rehab should be covered, although you’ll need to speak to a professional to determine how much will be paid for by the company. Having this kind of coverage can be advantageous, as it means that you shouldn’t see many out of pocket expenses during your treatment if any.
The History Of Blue Cross Blue Shield Of Hawaii
The Blue Cross Blue Shield has an extensive history of providing coverage for people across the country. As a subdivision of the Health Care Service Corporation, there are a variety of centers in the United States, with Hawaii being just one.
Throughout this time, the company has been entirely customer-owned and operates as a non-profit. As such, the firm has continued to invest in each of the communities it serves, helping to create positive changes in the health of the city and state during this time.
Since its inception, BCBS Hawaii has been transparent with all of its operations while using the highest standards of ethics and integrity for each of its customers. These values have been in use across each of the state centers that the company operates.
Why Do We Need Rehab Coverage?
Many people may wonder why rehab coverage is available. There are a variety of reasons why this is the case, with one of the more notable being that those who suffer from addiction may often not be able to afford the treatment they need. As such, they may not be able to get this treatment, which can have a variety of harmful consequences.
Another answer to this is that addiction is a disease that affects the brain. Similar to every other illness, addiction requires treatment, although the majority of people who suffer from it will not be able to afford it.
Addicts looking for treatment should also be able to focus on their recovery, which means that they shouldn’t have to worry about the cost. As a result, rehab coverage can prove to be vital, and often life-saving, option.
How Does Blue Cross & Blue Shield Of Hawaii Rehab Coverage Work?
Many people may be interested in getting Blue Cross Blue Shield of Hawaii rehab coverage, although they may not know how it works. The process is much more straightforward than you might have imagined, although there are a few steps that you’ll have to take to ensure that your treatment is covered.
For inpatient care, detox, and some outpatient treatments, you’ll need to seek approval before entering rehab. Alongside this, you’ll need to file a claim when seeking your treatment. The easiest way to do so is by speaking to a professional at the company who will be able to talk you through the process.
There may also be a few steps to take with the treatment center itself, although these can vary from one to another.
What Is Detox?
Detox is a term that’s been used a significant amount, with many people hearing it from a variety of T.V. shows and movies. However, many people may not know what this means.
Detoxification is when drugs or alcohol is purged from your system over a certain period, which will then help to overcome your body’s dependence on the substance. This is often one of the first steps that you’ll need to take during rehab and is an essential part of the process.
In the majority of cases, this could take a few days or even a few weeks. During detox, you may experience a variety of withdrawal symptoms, although these can vary drastically depending on the substance a person was addicted to.
The most common symptoms include fever, nausea, shakes, and much more. For drugs such as heroin and other opiates, medically assisted detox may be required, as the withdrawal symptoms can be highly dangerous.
What Are The Differences Between Inpatient & Outpatient Treatment?
Many people would have heard of both inpatient and outpatient treatments and will wonder what the differences between them are. There are a few notable ones, with the most obvious being that people receiving outpatient care can continue with their daily lives and live at home during treatment.
The option is typically used by people who’ve already been through detox and can regulate their exposure to drugs effectively. In contrast to this, inpatient care requires a patient to live in the center for a certain period while they undergo treatment.
There are a variety of benefits to this, with the most notable being that it helps them build a foundation for staying sober. In many cases, people who’ve undergone inpatient treatment will receive outpatient care after they leave the center.
Get The Help You Deserve Today
Should you or your loved one suffer from an addiction, but you’re worried that you wouldn’t be able to afford treatment, then Blue Cross Blue Shield of Hawaii may be able to help you. To figure out how they can be of assistance, then give them a call today.
Doing so could be the start of a happier, more productive life.