If you or a loved one are dealing with drug or alcohol addiction, then know you are not alone. According to the Substance Abuse and Mental Health Sevices Administration, one in 12 adults has a problem with drugs or alcohol or both. The majority of them will not seek treatment for their addiction. Lack of money is the principal reason they do not.
When insurance coverage lowers the money barrier, more individuals can seek and receive quality care, which is one of the goals of Blue Cross Blue Shield Michigan.
Signs You May Need Rehab
There are clear cut signs of addiction that manifest in most people struggling with alcohol or drug dependence. One of them is denial. If you have an addiction, then you might not want to admit it. The following list details a few signs of addiction that you may be ignoring.
- Drinking or engaging in drug use secretively
- Guilt over your habit
- Failing at work
- Failing at School
- Dissolving relationships with friends and family
- Multiple legal problems
One or more of these issues in concert is more than a red flag and is also a clear sign that you may need treatment. Blue Cross Blue Shield of Michigan may cover some or all of the expenses of going to rehab.
Do Blue Cross Blue Shield of Michigan Plans Cover Drug and Alcohol Rehab?
Yes. Blue Cross Blue Shield of Michigan covers drug and alcohol rehab. There are a few different plans with BCBS of Michigan, each covering drug and alcohol rehab and each with a deductible and different coverage terms. Keep in mind that some plans are more comprehensive than others.
The History of Blue Cross Blue Shield of Michigan
BCBS of Michigan has a long history of quality and influential medical service in Michigan. Their presence stretches back to the ’30s when they went by the name The Michigan Society for Group Hospitalization.
During the mid to late 20th Century, BCBS of Michigan was responsible for bringing affordable and quality health care to individuals and families previously unable to obtain coverage, such as senior citizens. They also administered Medicare in the ’60s at the behest of the Federal Government.
Today, Blue Cross Blue Shield of Michigan continues to be a beacon in the health care industry. Their years of service and growth demonstrate they know how to grow and change with the times. They enjoy a name that is synonymous with quality and respect.
Why do We Need Rehab Coverage?
Rehab coverage is necessary because addiction is a medical issue and best dealt with by medical professionals. In the past, society viewed drug and alcohol use as moral issues and questions of will power. People with addiction problems were considered as evil or as weak degenerates. Today, things are different.
We know that the issues of drug and alcohol abuse are healthcare issues. These substances rewire the brain and change its decision-making process and other essential functions. Medical care is the best way to address this biological and psychological issue.
How does Blue Cross Blue Shield of Michigan Rehab Coverage Work?
There is a list of places approved by the state that are capable of giving you qualified rehabilitation care. Also, services exist that help to match you with an appropriate provider. They make sure that your plan covers the treatment center and the type of care you are seeking.
What is Detox?
Detox is short for detoxification, which is the slow purging of chemicals and chemical dependence from your body. For some, this process can take weeks to complete and days or less for others. Your level of addiction and the specific substance are defining factors in how much time it takes one to detoxify.
Detoxification can be dangerous and should be handled by professionals. It is an arduous process on the body. Over time, your body becomes physically dependent on alcohol or drugs as it is dependent upon food. When you remove the substance, your body has an adverse reaction because it needs the alcohol or the drugs to function.
Detoxification begins the moment you stop ingesting the substance of your addiction. As the high wears off, you begin to feel the addiction, which gives you the urge to consume more. The longer you wait to feed the addiction, the more pain you feel but only up to a point. The process of detoxification has an end, which is a healthy body that can function normally without alcohol or drugs.
What are the Differences Between Inpatient and Outpatient Treatment?
Whether or not you need outpatient or inpatient care will depend on your circumstances. It will also depend on the specifics of your BCBS of Michigan coverage plan. In general, inpatient care is more intensive than outpatient care.
Inpatient care requires you to live onsite and in a medical setting for 24 hours a day. Inpatient treatment cycles can last anywhere from 30 to 90 days. During this time, you will be attending regular group and private counseling sessions and will have all of your meals provided for you. There is no contact with the outside world and thus no contact with drugs or alcohol.
With outpatient care, you live at home. You go to school or work and continue with your daily routine. In general, outpatient care is appropriate for those who have more of a handle on their addiction and feel capable of being in the outside world while receiving treatment. That being said, some people seek outpatient care even when inpatient care would be better due to work and family constraints.
Because outpatient care is less intensive than inpatient, its treatment cycle lasts longer. Instead of daily meetings, you will usually meet only once a week.
Get the Help You Deserve Today
Don’t let cost be a barrier to professional rehab treatment. With coverage from Blue Cross Blue Shield of Michigan, you can get the quality care you or your loved one needs. Call us today and get on the road to rehabilitation.