Many people who are struggling with the disease of addiction want to stop, but they don’t know-how. You might be someone who wants to get the help of an addiction treatment center, but like most people, you may be struggling financially as a result of your addiction. The great news is that if you have Oxford Health Insurance, you don’t have to worry about how you’re going to be able to afford treatment. Your insurance plan is required to cover addiction treatment due to the Affordable Care Act, so you can get the help you need and live free from active addiction.
Why Oxford Health Insurance Covers Addiction Treatment
Up until recent years, many people believed that addiction was some moral failing, and they thought that those who had an addiction to drugs or alcohol should be able to quit on their own. Through years of research, we now know that addiction is a legitimate disease that affects the brain. Those who struggle with addiction have a brain that functions differently than the average brain because it experiences an excess flood of dopamine when the person drinks alcohol or uses drugs. Because of this, the Affordable Care Act implemented a law that states that all insurance providers, such as Oxford Health Insurance must cover drug and alcohol addiction treatment.
The best part about using your health insurance for coverage for your addiction treatment is that you can rest assured that you’re going to receive quality care. Addiction treatment can be expensive, so your insurance provider wants you to get the best care possible to lessen the chances of relapse. This is why your insurance provider is going to work with addiction treatment facilities that offer evidence-based treatment methods. These are treatment methods that are backed by scientists and medical journals because they’re proven to help heal the addicted brain to help people recover.
Much like with your health insurance for doctor visits and medical procedures, you may have a portion to pay, but it won’t be nearly as much as the cost of paying for the full treatment state. Depending on your coverage, you may be required to pay a co-pay or a deductible for your treatment. In some cases, you may have already reached the deductible for the year, and that what we’re here to help you find out. We work with a wide range of addiction treatment programs that take your insurance, and we’ll help you find one that accepts your insurance and will have the lowest cost possible.
Detox in Addiction Treatment
Detoxification is the most crucial part of the addiction treatment program, and you must get help to manage your symptoms of withdrawal. A mistake that some people make is believing they can quit cold turkey, but this puts you at a high risk of relapse, and it can be dangerous as well. Depending on the substance that you’re addicted to, the symptoms from withdrawal can be psychological as well as physical. Some of the most common symptoms of withdrawal include the following as well as more:
- Nausea
- Depression
- Aches and pains
- Cold sweats
- Anxiety
One of the other dangers of going through withdrawal on your own is that as you withdrawal, your heart is under a lot of stress. During this time, it’s common to have an increase in blood pressure as well as your heart rate. When it comes to substances like alcohol and benzodiazepines, you’re also at the risk of having a seizure. To ensure that you’re as safe and comfortable as possible, you need to have a medical staff who can check on you and provide you with care.
Detoxification is one of the most expensive parts of the treatment process due to the medications, the testing as well as the equipment that’s used. Thankfully, your Oxford Health Insurance is going to help you with the cost of the detox process. In some cases, you may need to be on different addiction medications that are specifically designed to help you through the withdrawal process, and these will be covered as well. There are medications like Suboxone that are extremely helpful when it comes to getting off of opioids. Your physician will gradually taper you off as you get ready to transition into addiction treatment.
Residential Addiction Treatment Coverage
The best care that you can get is residential treatment because it will provide you with the opportunity to focus on yourself and start to build a foundation of recovery. At a residential treatment center, you live in the facility where you participate in both individual and group therapy throughout the day. During this time, you’re also fed, and you’re able to build relationships with others who are trying to overcome their addiction as well. Sometimes residential treatment can be quite expensive, but this is also a level of care that your insurance will cover.
During the treatment process, you’ll receive therapy that will help you get down to the root of why you turn to drugs or alcohol in the first place. With your therapist, you’ll receive individualized care, and you’ll be able to open up and get honest about what’s going on. Your therapist is there to listen with a compassionate and nonjudgmental ear, and they will then be able to give you suggestions on how to begin repairing your life as your relationships with your loved ones. By the time you leave treatment, you’ll have the tools you need to go back out into the world and face the stresses of everyday life without having to pick up a drink or a drug again.
If you have an Oxford insurance plan, allow us to help you find the treatment center that’s right for you. We work with various addiction treatment programs that accept your insurance, and we’ll help you make the right choice so you can begin to live the life that you deserve. Give us a call today to speak to one of our treatment specialists.